Some of the questions as to who the people are have been answered. The lady in the middle is Laura Louisa Montgomery Burrows. The man next to her is Allen Jennings Burrows her husband. The little girl is Jane Maude "Jesse" Burrows. Laura's father, Thomas John Montgomery (TJ) is holding Ralph Burrows. Picture would have been taken about 1895 as Maude appears to be about 2 years old.
Move the cursor over the faces to see the names.